Hamaat Program - Tax

Kickstart Your Career with KPMG – Join the HAMAAT Graduate Program!

KPMG is one of the largest and most respected professional services firms in the world, offering Audit, Tax, and Advisory services to a diverse range of clients. With a global presence in over 146 countries, KPMG is renowned for helping businesses, governments, and non-profit organizations navigate complex challenges.

What’s the Hamaat Program – Tax:

Ready to dive into the world of tax and make a real impact? KPMG’s Tax Hamaat (Graduate Development) Program is the perfect opportunity for fresh graduates to get hands-on experience, professional development, and the support they need to thrive in their career paths.

The Tax Hamaat Program is a three-year initiative designed to equip university graduates with the skills and experience necessary to build successful careers in the Tax. Participants will gain hands-on experience, extensive training, and exposure to a wide range of tax-related services, all while being supported by a team of experts who are passionate about your growth.

Program Duration: 3 years of growth, development, and extensive hands-on experience.

What’s in it for you?

• Structured Learning: Embark on a tailored learning journey with top-tier training, workshops, and real-world projects to build your expertise.
• Hands-On Experience: Get involved in exciting projects from day one. You’ll work with clients across various industries and tackle real business challenges.
• Mentorship: Learn from industry leaders! You’ll be paired with experienced professionals who will guide you through the early stages of your career and support your growth.

Who we’re Looking For? Eligibility Criteria:

• Educational Background: Bachelor's or master's degree holders expected to graduate by September 2025.
• Preferred Majors: Accounting, Finance, Economics and Law.
• Academic Performance: Minimum GPA of 3.0 out of 4.0 or 4.0 out of 5.0.
• Experience: 0 to 1 year of work experience.
• Language Proficiency: Fluency in both English and Arabic is required.
• Additional Requirements: Strong intercultural awareness, successful completion of online assessments and interviews, and passing both online and in-person assessment centers.

Here is what KPMG offers:

• Personal Development: Develop both technical and professional skills.
• Career Support: Access to certifications and professional qualifications.
• Employee Well-being: Commitment to work-life balance and employee well-being.
• Inclusive Culture: An environment that celebrates diversity, innovation, and collaboration.
• A Great Place to Grow: Continuous learning, mentorship, and career development programs to help you reach your full potential.

Ready to take the leap?

If you're passionate, driven, and excited to be part of a dynamic team, apply now to join KPMG’s Tax Hamaat Program and start your exciting journey with us!

Job Description

About Us: e& UAE Business Unit, a part of e& (formerly known as Etisalat Group), is a leading telecommunications and technology company in the UAE. We are dedicated to driving digital transformation and innovation across various industries. Our mission is to empower businesses with advanced telecom & digital solutions that enhance efficiency, security, and innovation. With a strong commitment to excellence and customer satisfaction, we provide cutting-edge solutions that meet the evolving needs of our enterprise clients.

Job Summary: We are seeking a highly motivated and experienced Senior Specialized Sales professional to join our team. In this role, you will be responsible for shaping and driving sales of mega projects through consultative sales approaches. You will leverage your strong business acumen to help customers build technology roadmaps, ROI analyses, business cases, and strategic plans.

Key Responsibilities:

• Develop and execute strategic sales plans to achieve revenue targets for mega projects.
• Identify and engage with potential enterprise clients, building strong relationships and understanding their specific needs.
• Present and demonstrate the value of our solutions to key stakeholders, including C-level executives.
• Collaborate with technical and product teams to design customized solutions that address client requirements.
• Shape deals by providing consultative sales expertise, helping clients build technology roadmaps, ROI analyses, business cases, and strategic plans.
• Negotiate and close high-value deals, ensuring customer satisfaction and long-term partnerships.
• Stay up-to-date with industry trends, competitive landscape, and emerging technologies.
• Provide regular sales forecasts, reports, and updates to senior management.

Qualifications:

• Bachelor's degree in Business, Telecommunications, or a related field; MBA is a plus.
• Minimum of 7 years of experience in sales, with a focus on consultative sales or enterprise technology solutions.
• Proven track record of achieving and exceeding sales targets in a B2B environment.
• Strong business acumen with the ability to help customers build technology roadmaps, ROI analyses, business cases, and strategic plans.
• Excellent communication, presentation, and negotiation skills.
• Strong analytical and problem-solving abilities.
• Ability to work independently and as part of a collaborative team.
• Arabic/English bilingual is preferred.
• UAE National is preferred. 

What We Offer:

• Competitive salary and commission structure.
• Comprehensive benefits package.
• Opportunities for professional growth and development.
• A dynamic and innovative work environment.

We are seeking an Islamic Finance Product Manager for an onsite job in Karachi.

Responsibilities:

• Develop and manage Shariah-compliant financial products.
• Conduct market research to identify customer needs and trends.
• Collaborate with cross-functional teams to design and launch new products.
• Ensure all products adhere to Shariah guidelines.
• Monitor product performance and make necessary adjustments.

Requirements:

• Bachelor's degree in Finance, Business Administration, or related field.
• Experience in product management within the financial sector.
• Knowledge of Islamic finance principles.
• Strong project management and analytical skills.
• Ability to work collaboratively with diverse teams.

We are seeking an Islamic Banking Relationship Manager for an onsite job in Karachi.

• Responsibilities:
  • Build and maintain relationships with clients seeking Islamic banking services.
  • Identify and address clients' financial needs with Shariah-compliant solutions.
  • Provide expert advice on Islamic banking products and services.
  • Collaborate with internal teams to ensure client satisfaction.
  • Achieve sales targets and contribute to the bank's growth.
• Requirements:
  • Bachelor's degree in Finance, Business Administration, or related field.
  • Experience in relationship management or sales within banking.
  • Knowledge of Islamic banking products and principles.
  • Strong communication and negotiation skills.
  • Customer-focused with strong problem-solving abilities.

Proposition

The role of CTE ITAC Assurance Manager contributes to ensuring that Shell maintains a fit for purpose and design effective control framework, with specific focus on the system and technical elements of financial controls including configurations, system reports, interfaces, and workflows.

The successful candidate will be responsible for driving the centralised delivery of 2nd Line SOX assurance over Application Embedded Controls, ensuring high-quality testing in accordance with relevant standards and methodologies, and aligning with the agreed SOX attestation timeframes.

Where do you fit in?

Central Testing Excellence Team (CTE Team) is the centralized 2nd Line function providing independent and objective assurance over Shell SOX financial control framework. Covering over 90% of all Shell SOX controls globally, the assurance provided by CTE Team significantly contributes to Shell’s SOX compliance. The Team evaluates effectiveness of manual, IT Application financial controls (ITACs) and IT General Controls (ITGC).

IT Application Controls (ITACs), also known as Application Embedded Controls, are an important part of the SOX controls landscape, with approx. 800 ITDMs and 200 system controls at Shell, across variety of applications. Due to technical nature and evolving IT landscape, ITACs are complex to construct & manage, and require involvement of multiple stakeholders.

What’s the role?

CTE ITAC Assurance Manager is expected to lead and manage a team of technical assurance professionals within the ITAC Testing Team.

This role will drive the centralised delivery of independent 2nd Line assurance over Application Embedded Controls and ensure that testing is performed with high quality and in line with relevant methodology and guidelines. The successful candidate will be a Subject Matter Expert for independent evaluation of technical elements utilised in financial controls.

This global position will give the successful candidate visibility of senior stakeholders across both Finance and IT organizations.  As a member of the CTE Leadership Team, this position also offers the opportunity to serve as a community leader, overseeing activities such as communications, learning and development, people matters, and operational excellence.

Key accountabilities include:

• End-to-end coordination and management of the annual 2nd Line ITAC testing across various systems (SAP & non-SAP), in line with SOX reporting cycle. Quality assurance to ensure all ITAC testing is delivered with consistently high quality and in line with the established methodology. Robust monitoring & reporting of delivery status; impact assessment of control deficiencies, timely reporting of testing outcomes and value adding insights to senior stakeholders.  

• Acting as an owner of the global ITAC testing methodology and ensuring it is fit for purpose and sufficiently robust to provide reasonable assurance. Develop 2nd Line assurance approach for emerging technologies and concepts, addressing advancements in digital transformation of Shell (S4/CFIN, Machine Learning/AI, etc.). Keep up to date with regulatory changes and industry best practices related to ITAC controls assurance and its digital transformation and applying these best practices in CTE assurance.

• Leading a team of risk and assurance specialists with expertise in both finance and IT, focusing on enhancing team skills and fostering continuous capability growth. Developing others is a key aspect of this role, as CTE ITAC Assurance Manager will oversee the learning and development program for the team, covering both technical (IT) & financial risk aspects.

• Transformational leadership. Encouraging innovation and driving the continuous improvement and automation initiatives within ITAC Testing Team. Partnering with key stakeholders to transform 2nd Line assurance through continuous control monitoring, data analytics, and other innovative approaches. Demonstrating strategic mindset to form future of assurance.

• Collaborating with Controls Design Team, IT, external audit and other relevant stakeholders to assess ITAC control deficiencies. Serving as single point of contact for external audits on the ITAC framework.  Collaborating with other CTE Managers to jointly oversee the resource pool, ensuring optimal allocation of assurance deliverables.

• Utilize network of Shell contacts to identify the appropriate focal points to support 2nd Line controls assessment. Support the team in find effective solutions to challenges encountered during controls testing.

What we need from you?

• This global role would suit an experienced individual who has previous experience of 12-15 years, including minimum 10 years in IT and/or financial audit, risk management, SOX controls assurance, or SAP process architecture.

• Experience in IT application controls and reports assurance in major audit/accounting firm.

• Due to highly complex nature of Shell's IT landscape and ITAC controls framework, the successful candidate is required to possess combined expertise in both IT application assurance and finance controls & risks.

• The successful candidate should have a degree in Information Technology, Computer Science, or Finance/Accounting. Professional certifications in internal audit (e.g. CIA), IT audit (e.g. CISA, CISSP), SAP, and/or finance (ACCA, CPA, or equivalent) are highly desirable.

• The candidate must be able to demonstrate very strong understanding of risk management, SOX compliance requirements, governance models and assurance frameworks.

• Strong technical expertise in SAP is required, including good understanding of configurations within SAP Project Reference Object and basic SAP ABAP. Strong grasp of IT architectures and concepts, including cloud-based software distribution models, interfaces, and middleware. This technical knowledge should be paired with solid understanding of accounting principles, business processes (such as R&A, PGS, HM, manage close, Trading, group reporting, master data) & and the key financial risks associated with those processes. Solid understanding of trading process & system landscape at Shell would be a plus.

• The successful candidate should have a strong track record of team leadership and relationship management. Excellent analytical, problem-solving, and communication skills are required, the candidate should be able to convey complex technical issues in non-technical and business terms.

• The candidate should have ability to cut through complexity in unstructured environment, work independently and manage multiple priorities in a fast-paced environment.

An Innovative place to work

There’s never been a more exciting time to work at Shell. Everyone here is helping solve one of the biggest challenges facing the world today: bringing the benefits of energy to everyone on the planet, whilst managing the risks of climate change.

Our business has been built on a foundation of innovative technology and skilled employees. By providing energy to sustain people’s lives for more than a hundred years, Shell has become one of the world’s leading companies.

Join us and you’ll be adding your talent and imagination to a business with the ambition to shape the future. At Shell, everyone does their part.

An Inclusive place to work

Shell is working to become one of the most diverse, equitable, and inclusive organizations in the world. We are taking steps to create an environment where everyone – from our employees, to our customers, partners, and suppliers – feels valued, respected, and has a strong sense of belonging.

To achieve this, we must ensure all people are treated fairly, irrespective of their race, color, religion, age, gender, sexual orientation, gender identity, marital status, disability, ethnic origin, nationality, or other status.

To power progress together, we need to attract and develop the brightest minds and make sure every voice is heard. Here are just some of the ways we are nurturing an inclusive environment – one where you can express your ideas, extend your skills, and reach your potential.

We’re closing the gender gap – whether that’s through action on equal pay or by enabling more women to reach senior roles in engineering and technology.

We’re striving to be a pioneer of an inclusive and diverse workplace, promoting equality for employees regardless of sexual orientation or gender identity.

We consider ourselves a flexible employer and want to support you finding the right balance. We encourage you to discuss this with us in your application.

A rewarding place to work

Combine our creative, collaborative environment and global operations with an impressive range of benefits and joining Shell becomes an inspired career choice.

We’re huge advocates for career development. We’ll encourage you to try new roles and experience new settings. By pushing people to reach their potential, we frequently help them find skills they never knew they had, or make career moves they never thought possible.

We are seeking a Credit Risk Analyst for an onsite job in Karachi.

Responsibilities:

• Assess the creditworthiness of individuals and businesses.
• Analyze financial statements and credit data.
• Prepare credit reports and recommendations for loan approvals.
• Monitor credit risk and portfolio performance.
• Develop and implement risk mitigation strategies.

Requirements:

• Bachelor's degree in Finance, Accounting, or related field.
• CCP certification or equivalent.
• Experience in credit analysis or risk management.
• Strong analytical and financial modeling skills.
• Excellent attention to detail and problem-solving abilities.

We are seeking a Credit Manager for an onsite job in Karachi.

Responsibilities:

• Oversee the credit approval process and manage the credit team.
• Develop and implement credit policies and procedures.
• Review and approve large and complex credit applications.
• Monitor the credit portfolio and ensure compliance with regulations.
• Liaise with senior management on credit-related matters.

Requirements:

• Bachelor's degree in Finance, Business Administration, or related field.
• CCP certification or equivalent.
• Proven experience in credit management.
• Strong leadership and decision-making skills.
• Excellent understanding of credit risk and financial analysis.

We are seeking a Loan Officer for an onsite job in Karachi.

Responsibilities:

• Evaluate and approve loan applications based on creditworthiness.
• Conduct thorough financial assessments and risk evaluations.
• Maintain strong relationships with clients and ensure their needs are met.
• Monitor loan repayments and manage delinquencies.
• Guide loan products and credit options.

Requirements:

• Bachelor's degree in Finance, Business Administration, or related field.
• CCP certification is preferred.
• Experience in loan processing or credit analysis.
• Strong analytical and decision-making skills.
• Excellent customer service and communication abilities.